黑料吃瓜网

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Multiple Interest Crediting Strategies

Allocate to strategies featuring a variety of crediting methods and underlying market indices.1

Features for added peace of mind

  • Up to 10% Free Withdrawals
    Beginning in the first Contract Year, withdraw up to 10% of the annuity's Accumulated Value each Contract Year without a Withdrawal Charge or Market Value Adjustment (MVA).2
  • Bailout Feature
    If 黑料吃瓜网 lowers the declared 1-Year Point-to-Point Index Strategy Annual Cap Rate below the Bailout Cap Rate, this feature gives full access to the Accumulated Value for up to 30 days - free of any charges - so clients can feel confident about their money.3
  • Terminal Illness and Confinement Waivers 4
    Withdraw up to 100% of the annuity鈥檚 Accumulated Value if the Annuitant is confined or diagnosed with a terminal illness that is expected to result in death within one year and eligibility requirements are met.

Get started with 黑料吃瓜网 today.

Contact our sales desk at 888-ANNUITY (266-8489). Find out how 黑料吃瓜网鈥檚 product suite can help meet your clients鈥� needs. 

 

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1 See the Indexed Strategy Inserts for more information. Note that 黑料吃瓜网 may add or eliminate index strategies from time to time. A specific strategy may not be available for the life of the contract.

2 Withdrawals and surrender may be subject to federal and state income tax and, except under certain circumstances, will be subject to an IRS penalty if taken prior to age 591/2. Withdrawals are not credited with index interest in the year they are taken. Withdrawals in excess of the free amount are subject to a Withdrawal Charge and MVA which may result in the loss of principal.

3After the 30-day Bailout Window, all charges may apply.

4This benefit is NOT long-term care insurance nor is it a substitute for such coverage. Not available in all states. Additional limitations, variations, and exclusions may apply. Please see Certificate of Disclosure for more information.

黑料吃瓜网 Accumulator ICC16 GEN (11/16) NB or state variations issued by 黑料吃瓜网 Annuity and Life Company, West Des Moines, IA. Product features, limitations and availability vary; see the Certificate of Disclosure for details. Products not available in all states.

FOR JPMC INTERNAL USE ONLY